Car insurance may be compulsory, but there are several things you can do to bring your premiums down.

If you’re prepared to accept the potential risk of a higher voluntary excess, for example, you can save money. Fitting certain security devices can also lead to better car insurance deals. And if you drive under 5,000 miles a year, ask you insurer about a restricted mileage discount.

Adding named drivers to your car insurance policy can also make your premium go up or down.

Finally, car insurance comparison websites make it easy to save money by shopping around for the best deal.