I was listening to my favorite financial talk show host recently, and he was talking about how to secure your financial future. He indicated you should own, stocks, and bonds, as well as a home. Someone called in inquiring about annuity insurance, this is a terminology I never heard before so I turned the volume up to hear.  The host stated it was an oversight on his part when he did not mention this product because it should be included in everyone’s portfolio. He said annuity helps you accumulate tax-deferred funds until retirement. The annuity program sounded like a product I should have. Thus, I contacted my agent, and we are in the process of implementing the plan.