There are several aspects to florida no fault auto insurance. One area is called PIP, or personal injury protection. This type of insurance is required by state law and is a grwat asset in limiting lawsuits resulting from accidents resulting in injuries. This particular insurance is a great tool to help minimize law suites arrising from accidents. The way it works is very simple. If you are in an accident that is not your fault, this insurance is used to pay medical bills. The really neat thing is that it transfers to your kids even when they are on a school bus. This PIP insurance has some real benefits.